The World’s First Digital Marketplace for Prime Impact Loans

xChange is presented by The Change Company, with its subsidiary Change Lending, LLC, a trusted loan originator and America’s largest Community Development Financial Institution (CDFI). CDFIs are certified by the U.S. Department of the Treasury and help promote access to prime capital and local economic growth in developing low- to moderate-income (LMI) communities. We specialize in originating investment grade loans in diverse markets including African American and Latino communities. Historically, our prime loans have been sold in pools to major Wall Street financial institutions. Now, we are making these high-credit, prime loans available to you first—exclusively through xChange. Whether you need $1 million for Community Reinvestment Act (CRA) credits or $100 million to strengthen your balance sheet, you can now get a first look at these prime loans before they’re offered to Wall Street.