About Us

About Us

xChange is powered by The Change Company, a trusted, national loan originator and America’s largest Community Development Financial Institution (CDFI). We originate prime loans in 48 states, with a focus on prime borrowers in the Black, Latino, and LMI communities. xChange, our revolutionary digital marketplace, makes finding prime loans in specific assessment areas faster, easier, and more affordable than ever. We consider our prime whole loans to be reliable predictors of Community Reinvestment Act (CRA) audit success and look forward to making your search for prime loans in specific assessment areas a convenient, hassle-free experience.

The Change Company earned its Community Development Financial Institution (CDFI) certification from the U.S. Department of Treasury in May 2018. CDFIs help promote access to prime capital and local economic growth in developing and low- to moderate-income communities across the nation. This designation allows us to successfully pursue our purpose in providing equal access to the American Dream for all walks of life, no matter their socio-economic standing.

Meet the Team

We’d love to help you get started with xChange.

Ryan Collins
Director of Business Development
Rebecca Mais
Director of Institutional Sales
Scott Dolinko
Director of Capital Markets
Grant Shapiro
Business Development Manager
Angie Miranda
Regulatory Expert

Connect with Us

Get in touch with our team and get all of your questions answered.

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Join Our Team

Join us on our quest to close the wealth gap through homeownership and become an integral part of our mission-based financial services company.