About Us

About Us

xChange is powered by The Change Company, the parent of Change Lending - a trusted national loan originator and certified Community Development Financial Institution (CDFI). Change Lending originates prime loans across 47 states and the District of Columbia, with a focus on serving Black, Latino, and LMI communities.

xChange, our digital loan marketplace, streamlines the process of finding prime loans in specific assessment areas - making it faster, easier, and more cost-effective. Our prime whole loans serve as strong indicators of CRA audit success, helping ensure your search is both convenient and hassle-free.

Change Lending, an affiliate of The Change Company, earned its Community Development Financial Institution (“CDFI”) certification from the U.S. Department of Treasury in May 2018. CDFIs help promote access to prime capital and local economic growth in developing and low- to moderate-income communities across the nation. This designation allows us to successfully pursue our purpose in providing equal access to the American Dream for all walks of life, no matter their socio-economic standing.

Meet the Team

We’d love to help you get started with xChange.

Ryan Collins
Director of Business Development
Scott Dolinko
Director of Capital Markets

Connect with Us

Get in touch with our team and get all of your questions answered.

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Join Our Team

Join us on our quest to close the wealth gap through homeownership and become an integral part of our mission-based financial services company.